There are lots of reasons consumers call on Sweeting Appraisal ServiceTo a lot of us, an appraisal just looks like a line item in the long list of items for a home sale or refinance. Even though there are an increasing number of automated home valuation processes that may appear to be more economical than an appraisal, the majority of lenders still call for a local expert because the stakes are incredibly high. You might believe that getting a mortgage is the only reason to get an appraisal, but there are additional instances when the services of a licensed, independent real estate professional might be beneficial.
Let Sweeting Appraisal Service help you appeal your tax assessment in Watauga CountyIt's probable you're paying too much in property taxes if you reside in an area where property values have declined. Property taxes are based upon a previous assessment of your house, so if prices are less than what they used to be in your area, you can appeal your assessment and save money. When building your case, an appraisal from Sweeting Appraisal Service is your best evidence. At Sweeting Appraisal Service,we can assist you in challenging your tax assessment.
Let Sweeting Appraisal Service help you do away with PMI to lower your mortgage paymentWhen the amount being loaned to the buyer is more than 80% of the actual value of the property, almost all lenders ask homeowners to purchase an additional insurance policy. That policy is Private Mortgage Insurance, or PMI. Seeing that additional payment is usually folded into the monthly mortgage payment, it is often forgotten. PMI isn't necessary when the remaining balance of the loan - whether through market appreciation or principal pay down - falls below the 80% level, making this very unfavorable. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress requiring lenders to do away with the PMI installments when the balance is paid down to 78% of the original value.
Sweeting Appraisal Service can provide you with a statement regarding the value of your home, and the cost of the appraisal can generally be recovered in just a few months because you'll no longer be paying the PMI.
An appraisal from Sweeting Appraisal Service will help you settle a divorce with less stressA divorce is often complicated by the difficult decision of who maintains the property, and it can be a particularly traumatic experience for both parties. Regardless of the situation, it's wise to get an appraisal from Sweeting Appraisal Service so both parties are fully aware of the true market value of their property.
If the parties want to sell the home, they'll have a a good idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.
Accurate and fair estate liquidationThe death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the residential property involved. We guarantee the fullest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).
Unlike many wealthy individuals, most Americans do not have dedicated estate planners or executors to handle these affairs. A home or other property often makes up an uneven share of the total estate value, so understanding the true value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've gotten a fair deal.
Sweeting Appraisal Service can assist you in relocating to or from Watauga CountyEmployee relocation can be a real pain. We know where you're coming from! We take great care in setting up an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive attributes of their property, along with information about any current sales or listings in their neighborhood that they want considered during our detailed process.
Selling your home quickly at the right price with an appraisal from Sweeting Appraisal ServiceA professional appraisal will help you make a better educated decision when determining your asking price, whether you choose to sell your home on your own or with the help of a real estate agent. Unlike a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees are derived from our efforts to perform the appraisal report and not a percentage of the sales price.
We determine the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long houses are on the market. So, getting a professional appraisal is a reliable way to decide what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market for an extended amount of time.