Attention homeowners: Real estate appraisal services for in Blowing Rock and Watauga County
See the top 7 reasons why North Carolina homeowners hire Sweeting Appraisal Service:
At Sweeting Appraisal Service, we understand the special needs of a customer after appraisal services. Our customary business clients understand the appraisal process and the customary reporting formats. But as a consumer, we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our conclusions.
For Sale by Owner/Pre-Listing ServicesSince you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at Sweeting Appraisal Service are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your property's value, and not just how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value estimation than yours.
Challenge a property tax assessmentLet's say your house is not appreciating as much as other homes close by -- your local tax assessor may have your home overvalued. This means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. Getting an appraisal report from Sweeting Appraisal Service is your number one weapon when challenging your property tax assessment.
Appraisals to remove PMIPMI stands for Private Mortgage Insurance. A preferred way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to a lender to have the PMI removed from your loan. Sweeting Appraisal Service is qualified in helping people just like you abolish unnecessary PMI insurance.
HELOC recently frozen?Your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow viewpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Sweeting Appraisal Service can help you reinstate your home equity line of credit with efficient appraisal.
We Offer Field and Desktop Appraisal Review ServicesDo you need a veteran appraiser to double-check your appraisal for efficiency, or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have in your possession. While typically requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your house.